2. Hired and Non-Owned Auto Insurance (HNOA)
Now imagine you’re lucky enough to have an underling to meet that client instead. Any accident in your employee's car is their problem, right?
Not so fast. Because the driver is your employee acting under your direction, you could still be held liable for accidents that happen during business errands. However, Hired and Non-Owned Auto Insurance may cover accidents your employee causes when driving for work.
Hired and Non-Owned Auto Insurance may come in handy if you…